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Typical trouble for every man owing some money to somebody else - no matter if it is an institution or a private person - is the constant feeling of something you still have to do. There are just a few situations when people are able to deal with their trouble and repay the debt within the due time. It is very hard to imagine that for some people it means the end of their life. They are unable to repay the debt, to recover the lost money and they never get straight with that. One has to be really careful here, as there is a thin line between being relaxed and ignorant. It is really quite a piece of trouble when you for example become one of Payday lenders and you don"t know how to recover the debt. Payday lenders find it difficult to give their money back as the interest rates are relatively high for them. There are situations in which everything is fine, of course, but as a matter of fact, this is just a small relation in reference to the entirety. My aim is never to be among Payday lenders. I do not want to have their trouble, I do not find it inspiring to invent new and new ways of earning money. It is something I do not like doing. Of course, I would like to have some more cash thanks to my own ideas, but it would be much better to keep it than to let it go - be forced to give it back to somebody.